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Your America’s Preferred Home Warranty agreement will assist with the cost of large, unexpected repairs required when any covered systems fail due to normal wear and tear. I do not think that anyone "needs" a home warranty. That being said, when I bought my first home it was great to have a home warranty. The couple that sold the house to us offered a year of HMS home warranty to us, and it was really great. We live in FL, so when our AC went out, it was a relief to know that we were covered. That being said, you need to really do your homework to know exactly what is covered by your warranty.

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01.14.2007 | 34 Comments

On the little things, you self insure. By the way, that gives you more money to self insure with because you’re not spending all your money on home warranties, extended warranties, electronics warranties and all these other rip off things. There are some advantages to participating in a home warranty program. Warranties usually cost between $250 and $600 a year, with many deductibles ranging from $30 to $100. Some home appliance warranty programs charge premium only, with no deductible. If you end up with a serious plumbing problem, or if your heating system breaks down, having the home warranty can save you money. If you had a $300 warranty with a $50 deductible, and you needed a new $1500 heating or cooling system, your home warranty policy would save you a lot of money. To get an idea of what a home warranty might cost you – Click hereSO. home warranties. Just like the many of people concerned to get them or not. Get an inspection done on the home.

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01.14.2007 | 16 Comments

And while we haven't had any major claims over the last few years, having a home warranty has given us a peace of mind more than a value in dollars. I was looking for home warranty companies online when I bought a house. Some of the services that Home Warranty of America offered like the pool equipment were a little bit more cost effective than the other companies. And signing up for the service was fast, simple, and easy. I did everything online and I've had to call just to make sure they were getting the information. I've submitted several claims and doing it online has been fast and easy. Their online site is very user friendly. The quality of service has been excellent so far and as far as them finding the subcontractors and contractors, it has been so ideal. I love it. Having Home Warranty of America is definitely worth it. 3 weeks ago, I called the claims dept.